At CSDZ we appreciate the value of innovation in providing risk management/risk transfer options for our clients. A business philosophy built on integrity demands that we possess the ability to provide solutions that go beyond the traditional insurance carrier policy and insurance carrier services. For almost 20 years, CSDZ has been building the expertise to provide captive insurance company solutions that is without peer in our area. Whether your situation calls for a single parent captive, a group captive or a rent-a-captive we can work with you to create concepts that will directly reward your efforts toward continuous improvement in your risk management results. Captive solutions not only give you greater control over your cost of risk, they can also be a vehicle for insuring non-traditional risks and for changing risk management from a cost into a profit center. If you feel you are not getting the maximum benefit from your safety and risk management efforts we are eager to discuss whether a captive might be the right solution for you.